Today we’re diving into a question every couple asks at some point in their planning: What’s actually worth spending money on… and where can we save without regrets?”
Weddings are emotional and personal – but they’re also a big financial decision. So I’ll walk you through a few key areas of the day and share my honest, practical advice on what’s worth the splurge, what’s not, and how to save smart without sacrificing the experience.
This isn’t about doing things ‘cheap’ – it’s about being intentional. Let’s talk spend vs. save.
THE BIG SPEND VS. SAVE BREAKDOWN
Photography & Videography
Verdict: SPLURGE
- These are your lifelong memories.
- You’ll revisit them every anniversary.
- Future generations will see these images and videos.
- Avoid student/cheap alternatives – experience truly matters here.
Insider tip: Look for professionals whose editing style you love – and ask to see a full gallery, not just highlight reels.
Dessert
Verdict: SAVE
- One beautiful cake? Great.
- Cake + dessert + buffet? Too much.
- Keep it simple and intentional.
Smart alternative: Use your wedding cake as dessert, or opt for a mini cake and serve plated dessert from your caterer.
Champagne Toast
Verdict: SAVE
- Lovely idea, but usually unnecessary.
- Guests can toast with whatever drink they have in hand.
- Pouring 100+ glasses of bubbly just for a toast = not worth it.
Tip: Still want a champagne moment? Offer bubbly on arrival or after the ceremony instead.
Music
Verdict: SPLURGE
- Music sets the tone for the whole day.
- Amateur setups = awkward silence, repeated songs, tech issues.
- DJs/bands know how to read the room.
Story time: Listen to the audio version to hear the story of a wedding I attended where the couple’s playlist was just a Spotify playlist and some speakers. Let’s just say it was chaotic.
Wedding Planner / Coordinator
Verdict: SPLURGE (on a day-of coordinator)
- Full-service planners are amazing if you have the budget.
- If not, at least get a day-of coordinator to work with the venue team.
- Keeps stress off your shoulders and off your mam!
Tip: Essential if you’re planning from abroad or getting married outside your home county.
BONUS: 3 SIMPLE WAYS TO SAVE MONEY
Short, actionable tips listeners can use no matter their budget:
1. Pick an off-peak day or season
- Winter weddings or mid-week = serious savings
- And no, it doesn’t mean your day will be any less special
2. Trim your guest list
- Fewer guests = fewer meals, fewer favours, less stress
3. Just ask
- If a supplier is out of your price range, ask if they can tailor a smaller package
- You never know – the worst they can say is no
FINAL THOUGHTS (1 minute)
- Your wedding should reflect your priorities.
- Spend where it matters to you, not where the internet says you “should.”
- It’s about the experience, not the price tag.
If you’re intentional with your budget — and willing to let go of a few ‘extras’ — you’ll have a day that feels like a luxury, even if you’re working with less.
