winnie d pooh
Posts: 139
21st April 2008 18:20
Hi
Just wondering if you can insure two cars without it costing a fortune. I'm 28 with a full licence and 5 years no claims bonus but my DH has an unsettled claim and a provisional licence so if I could insure both cars and put him as a name driver on both, it would work out a lot cheaper.
I think it can be done but I can only use the no claims bonus on one and will have to start from scratch on the other.
Just wondering if anyone has done this and did it work out any cheaper?
cheer bear bride
Posts: 3731
21st April 2008 18:38
my dh has 2 cars and wanted them both insured so he got trade insurance and now his bike is covered too-he said he sometimes buys and sells cars to get it, worked out cheaper!
2557
Posts: 885
21st April 2008 19:19
you can be the first insured on more than one car but you can only have one no claims bonus i.e. you need to chose which car you want to have the no claims on and you won't get any no claims bonus on the other car.
Purple Tulip
Posts: 3442
21st April 2008 20:25
some insurance companies will mirror the one bonus you have to use it on another car...give the company you are with a ring and check it out or a broker would be better.
winnie d pooh
Posts: 139
21st April 2008 21:44
That's cool, just checking quotes on quinn direct and it works out a few hundred euros cheaper by putting DH as the name driver on both and that's with me only using the no claims bonus once.
Another thing I found out is that it's dearer to insure DH on his own than it is to have me as a name driver on his policy, I thought it would be the same or even dearer as you're adding an extra person onto the policy
Thanks for all the replies, I'll have to make a few phonecalls.
[img:37uao7yv]http://www.boxingscene.com/forums/images/faces/drive.gif[/img:37uao7yv][img:37uao7yv]http://www.boxingscene.com/forums/images/smilies/biggrin.gif[/img:37uao7yv]
Purple Tulip
Posts: 3442
22nd April 2008 09:51
[quote="winnie d pooh":x613w65y]That's cool, just checking quotes on quinn direct and it works out a few hundred euros cheaper by putting DH as the name driver on both and that's with me only using the no claims bonus once.
[b:x613w65y]Another thing I found out is that it's dearer to insure DH on his own than it is to have me as a name driver on his policy, I thought it would be the same or even dearer as you're adding an extra person onto the policy[/b:x613w65y]
Thanks for all the replies, I'll have to make a few phonecalls.
[img:x613w65y]http://www.boxingscene.com/forums/images/faces/drive.gif[/img:x613w65y][img:x613w65y]http://www.boxingscene.com/forums/images/smilies/biggrin.gif[/img:x613w65y][/quote:x613w65y]
when you do insured & spouse rates are normally cheaper than just one person on the policy