Damage to car - insurance query!

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lovethesite Posts: 1054
Hi girls, Wondering if ye can help or advise me. Today I noticed a lot of scratches over the side of my car, I'm not 100% sure when or where the happened but obviously over the last day or so. The only suspicious place I can think of was on side of street last night for a few hours. I' wondering could I claim this off my insurance? and if so will it effect my No claims bonus? also, should I tell them that I'm not 100% sure where it happened?? Thanks a mill xx
Rocksie80 Posts: 4045
Some companies let you make a claim without it affecting your NCB, but I'm not sure which ones off top of my head. With others it's step-back bonus protection, so instead of losing all your NCB it goes back to e.g. 3 years. You could ring and ask. Another thing to remember is the excess on the policy- if you're going to have to pay a couple hundred excess anyway it mightn't be worth claiming on insurance.