3rd February 2015 18:27
Also check out specialist jewellary insurance. We have contents insurance, but to add on my ring, they insisted that we needed to take out "portable goods in and out of house" section, which also covers things like iPads, bikes, cameras etc. We don't really have much in that way and thought the price was very expensive then to add on the ring.
We are in England and I have mine insured through TH March. They will also replace the ring with like for like, some won't, so be sure to check that out. Don't know any in Ireland off top of my head but a quick google should help you out.
When we renewed our contents insurance this year, I searched around and found that best value as sticking with our insurance for contents and keeping ring separate. I was then able to add our wedding rings to the ring insurance for free because they are under a certain value.
Hope that helps.