Delighted to say Im new to this section
Bit of a dumb ass though. I dont have health insurance. I know, we must be the only idiots that were ttc with no ins. Anyway, only heading to the doc on Fri to confirm my pg, yep, Im that new
Was going to ask him about this anyway but just incase any of you know.....can I book health insurance now or will they not cover me at all because I know Im pg now? Was looking to go semi private in the rotunda but seems a bit steep if we have to pay it all ourselves.
Any advice would be great, thanks.
have no advice really i have vhi only got it last year and was told baby would have to be born after date i took out policy so i got it lets say aug 8 08 baby would need to be born aug 8 09 for full coverage iykwim
so i missed the boat too but you could ring quinn i think they give coverage sraigh away
sorry to say you're too late. most (if not all) have a waiting period of a year (that's until you have your baby)
i just joined last June, am due this September and I'm covered, only just though!
Dora the explorer
yes the girls are right you would have no cover, and would have to pay from your own pocket
Wishing you a happy and healthy pregnancy!
I have VHI but am going public as there is no difference in the standard of care and the only difference would be the possibility of having 4 beds in the room instead of 6 (and this couldn't even be guaranteed), so it didn't seem worth the extra 1,000 euro I would have had to pay on top of my VHI in order to go semi-private.
Also, when I changed to private, I got my appointments with the midwife / consultant / scan almost 3 weeks sooner than I was due to have them as a semi-private patient!
Best of luck.
No unfortunately you have to go through a waiting period of 1 year before you can claim using your insurance. But you should be able to claim back some of the expense through the med 1 form you get 20% back i think.
congrats on the bfp