Maternity leave and child payments

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mama sugar Posts: 1387
Ladies I was just wondering this could be a good sticky - cork rebel made me aware that you are able to transfer your tax credits to your husband if getting social welfare payments alone, while on maternity leave. Maybe we could do a list of what we are entitled to. Here is what I got from a few websites and cork rebel! Maybe you can add your own [u:33fknzpk][b:33fknzpk]TAX CREDITS [/b:33fknzpk][/u:33fknzpk]- can be transfered to your husband while you are on maternity leave You can transfer your tax credits to your husband once you have received your final pay slip from your employer, you have to call lthe tax office, they will calculate how much tax you should have paid up to that point and transfer the balance of your tax credits from x – x to your husband. He should see an increase in take home pay from then on as a result. This only applies of course if you are just getting payment from social welfare i.e. does not count if your employer is paying you while out on mat leave. if you are due to return to work after Jan 2008, they recommend that you transfer your tax credits back to you for the start of the 2008 tax year as husband would be claiming tax for you for Jan - x 08 and then you would be entering the tax system again and he would have effectively claimed too much tax and would owe the revenue money. [u:33fknzpk][b:33fknzpk]Child benefit[/b:33fknzpk][/u:33fknzpk] Rate per month before April 2007 Rate per month from April 2007 1st and 2nd Child €150.00 €160.00 3rd and subsequent children €185.00 €195.00 Multiple births Special Grants Rate of Payment - Birth €635.00 - At age 4 €635.00 - At age 12 €635.00 Twins - Child Benefit is paid at one and a half times (150%) the normal monthly rate for each child. All other multiple births - Double the normal monthly rate of Child Benefit is paid. 1. What is Child Benefit? Child Benefit is a monthly payment for each qualified child normally living with you and being supported by you. A qualified child is: • a child under age 16 or • a child aged 16, 17 or 18 who: - is in full-time education, or - is attending a FÁS Youthreach course, or - is physically or mentally disabled, and is dependent on you. You can no longer get Child Benefit when your child reaches age 19. 2. Who can claim Child Benefit? Child Benefit is normally paid to the child's mother or step-mother. If the child does not live with their mother or step-mother but, lives with their father or step-father Child Benefit may be paid to them. If the child is not living with or being maintained by their parents, the person caring for the child may get Child Benefit. You may nominate someone else to get Child Benefit for you if you like. Note To qualify for Child Benefit you must satisfy the Habitual Residence Condition. * Habitual Residence is a condition which you must satisfy to qualify for certain social welfare assistance payments and Child Benefit. This condition took effect from 1 May 2004 and affects all applicants regardless of nationality. See information booklet SW 108 for more information. 3. When should I apply? You should apply for Child Benefit within 6 months of: • the month in which your child was born, or • the month the child became a member of your family, or • the month your family came to live in the Republic of Ireland. You can get Child Benefit from the first day of the month after the child is born, becomes a member of your family, or your family begins living in the Republic of Ireland. Note If you do not apply in time, you will usually get Child Benefit from the first day of the month after we get your application. 4. How do I get my payment? You get Child Benefit on the first Tuesday of every month, either by: • direct payment into a bank, building society or An Post Childcare Savings Account in: 1. your own name 2. the name of: - you and your spouse or partner, or - you and your child(ren), or - your spouse or partner and your child(ren), or - an account for your child(ren) only, or - your spouse's or partner's name or • paid by a book of payable orders that you can cash at a Post Office chosen by you, within 6 months of the date shown on each order (you may lose payment if you do not cash them within this time). Please ensure you collect your payment book from the Post Office within 3 months of issue. 5. How do I apply for Child Benefit Since early 2005, the birth details of all children born in the Republic of Ireland are stored in a central database. To register your child's birth in this database, you should give the hospital and Registrar of Births your: • Personal Public Service Number (PPS Number)*, • date of birth, • full name, • address, and • mother's birth surname. If you do not have a PPS Number, bring the following documents with you to your local Social Welfare Office and we will allocate a number to you • your birth certificate, • photographic ID, for example a driving licence or passport, and • evidence of address such as a household bill in your name. If you are not an Irish citizen, you will also need your passport or national identity card. Child Benefit Section which is part of the Department of Social and Family Affairs, has access to the central database and can automatically start your application for Child Benefit for you. If you have provided the necessary information about yourself and your child, we will contact you within 10 working days following the registration of your child's birth. If you do not provide all this information, your Child Benefit may be delayed or we may not be able to process your application automatically. My new baby is my first child We will send you a partly completed application form for Child Benefit. Please fill this in, making sure that your and your child's personal details are correct and return it to us. We will contact you when we have processed your application. I have other children and already receive Child Benefit If your surname is the same in both our records and those held by the Registrar of Births, we will automatically include payment for your new child with your existing Child Benefit. A letter will issue telling you when the increase in your payment will start. There is no need to contact us, unless you want us to change your personal details or your method of payment. If your surname is not the same on both our records and those held by the Registrar of Births, we will send you an application form to fill in. The form should then be returned with written evidence of your current surname, such as your marriage certificate if this is the reason for your name change or other evidence such as a bill. If you receive Child Benefit by payment book, you will also need to return the book to have the details amended. If you do not hear from us within 10 working days following the registration of your child's birth, you can contact us on 1890 400 400 (from within the Republic of Ireland). Note If your child was born outside the Republic of Ireland or you did not register the birth under the new system, you should fill in and return form CB 1 with your child's birth certifcate. You can get form CB 1 online at , from your post office or local social welfare office. How long does payment last? Child Benefit is paid for all children under age 16. However, you can receive Child Benefit for a child aged 16, 17 or 18 if they are in full-time education or are physically or mentally disabled. We will send you a partly completed application form 2 months before your child's 16th birthday or 2 months before the end of the academic year (if your child is under 19) so that you can continue to get Child Benefit. When you receive the claim form, fill it in and have it certified by: • the child's school or college, if they are in full-time education or, • FÁS, if the child is attending a full-time Youthreach course, or, • registered doctor, if the child is physically or mentally disabled. If you do not receive a claim form automatically, form CB 2 is available on the internet at , from your post office, or your local Social Welfare Office. Note You must tell us immediately if: • the child leaves full-time education or training before the certified date, or • the child was physically or mentally disabled and is now able to support themselves before reaching age 19 or, the date certified by a doctor. 6. What happens if I have a multiple birth? You can get a special grant of €635 for a multiple birth, and further grants of €635 when your children reach age 4 and 12. This means: • €635 at birth, • €635 at age 4, and • €635 at age 12. These payments issue automatically, you do not need to apply. Rate of Payment If you have twins you get one and a half times the normal monthly rate for each child. If you have three or more children, Child Benefit is paid at double the normal monthly rate for each child, provided at least three of the children remain qualified. 7. Do EU rules affect Child Benefit? If you work in a country covered by EC Regulations, this country usually pays Child Benefit even if your family is living in another EU or EEA country. Contact Child Benefit EU Section, for more information on how EU rules affect Child Benefit, Telephone (074) 9106528. Countries covered by EC Regulations are: Austria Belgium Czech Republic Denmark Estonia Finland France Germany Greece Hungary Iceland Ireland Italy Latvia Liechtenstein Lithuania Luxembourg Malta Norway Poland Portugal Republic of Cyprus →→ (Cyprus South) Slovakia Slovenia Spain Sweden Switzerland the Netherlands the United Kingdom (excluding the Channel Islands and the Isle of Man*). * A Convention on Social Security is being discussed with the United Kingdom to include the Channel Islands and the Isle of Man. 8. Where can I get more information? For more information about Child Benefit contact your local Social Welfare Office or: Child Benefit Section, St Oliver Plunkett Road, Letterkenny, Co Donegal, Telephone: 1890 400 400 (from within the Republic of Ireland). You can get information on Social Welfare Services on the Internet at . NOTE If you make a false or misleading statement to get Child Benefit for yourself or for any other person, you may get a fine of up to €12,697.38 or a prison term for up to three years. [u:33fknzpk][b:33fknzpk]MATERNITY BENEFIT[/b:33fknzpk][/u:33fknzpk] As part of our ongoing commitment to providing an easily accessible, quality customer service, a LoCall Number was introduced: LoCall 1890 690 690 (from within the Republic of Ireland only) Maternity Benefit is a payment for employed and self-employed women who satisfy certain PRSI contribution conditions on their own insurance record. You will qualify for Maternity Benefit: If you are an Employee and you: • are in employment which is covered by the Maternity Protection Act 1994 immediately before the first day of your maternity leave. The last day of insurable employment may be within 16 weeks of the end of the week in which your baby is due. (If you cease employment, your Maternity Leave must commence from the following day.) and • satisfy certain PRSI contribution conditions If you are Self-Employed and you: • are in insurable Self-Employment and • satisfy certain PRSI contribution conditions. Note: The increase in the maternity leave from 22 to 26 weeks applies to women who will commence their maternity leave on or after 1st March 2007. The application form MB 10 on the website refers to 22 weeks maternity leave. This form can be used by persons applying for 26 weeks maternity leave until the claim form is updated in March 2007 The increase in the additional unpaid maternity leave from 12 to 16 weeks applies to women who will commence their additional unpaid leave on or after 1st March 2007. Rate of Benefit The weekly rate of Maternity Benefit is calculated by dividing a woman's gross income in the relevant tax year by the number of weeks they actually worked in that year. The rate of Maternity Benefit is 80% of this amount, subject to a minimum payment of €207.80 and a maximum payment of €280.00 per week. These rates are effective from 1st January 2007. For claims made in 2007 the relevant tax year is 2005. You may e-mail Maternity Benefit enquiries to [u:33fknzpk][b:33fknzpk]Early Childcare Supplement[/b:33fknzpk][/u:33fknzpk] What exactly is the Early Childcare Supplement? The Early Childcare Supplement was announced by the Government in December 2005. It is intended to help parents of children under the age of six to meet their childcare needs. Although responsibility for the scheme belongs to the Department of Health and Children, for convenience the payments will be issued, on an agency basis, by the Department of Social and Family Affairs. It came into effect on April 1st 2006. It is a direct, non-taxable payment, to be paid at the end of each quarter (that is, every three months) for each child under 6 years of age who receives Child Benefit. The payment amounts to €250 per quarter (€1,000 per year) for each eligible child. The full quarterly payment is due for each child who is aged under 6 at any time during that quarter. That is, the full amount of €250 will issue whether your child is aged under 6 for the full quarter or just for one day during the quarter. Payment will also issue for the quarter in which your child turns 6. When will the payments issue? The first payment of 2007 will issue in April 2007, to cover the period from January 1st to March 30th 2007. The second payment of 2007 will issue in July 2007, to cover the period from April 1st to June 30th 2007. The third payment of 2007 will issue in October 2007, to cover the period from July 1st to September 30th 2007. The fourth payment of 2007 will issue in December 2007, to cover the period from October 1st to December 30th 2007. Payments will issue this year and in subsequent years on the second Monday of April, July, October and December How will the payments issue? Payments will be made in the same way as your Child Benefit (CB) payments are already made. If you have your Child Benefit paid into a bank account, your Early Childcare Supplement will be automatically paid into the same account. If you collect your Child Benefit at the Post Office with a book, you will collect your Early Childcare Supplement there too, although with a Social Services Card instead of a book (if you do not already have a card, one will be issued to you before the first Early Childcare Supplement payment). How do I apply? No application is necessary, so you do not need to do anything. As long as you are receiving Child Benefit for a child under 6, your Early Childcare Supplement will be issued automatically. Contact Information For further information about Early Childcare Supplement, please contact: Early Childcare Supplement Section, St Oliver Plunkett Road, Letterkenny, Co Donegal, Telephone: 1890 60 50 40 (from within the Republic of Ireland). [/b]
corkrebel Posts: 744
Mama Sugar, good idea on this being made a sticky... it is a bit of quagmire trying to figure out what you are entitled to when it is your 1st baby!..... O:o)
irish bride Posts: 558
excellent stuff, thanks for all the info!
mama sugar Posts: 1387
yea it is mad...I wouldn't have a clue and when I saw your post it was great and added in maternity benefit - so confusing but at least if it is a sticky and in one place might be good. x
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