Mortgage protection?

Just wondering if this is a common cover for people with mortgages, we have this with EBS on our mortgage, its 100e per month and it only covers after been out of work 60 days, which i think is to long if anything were to happen, eg illness, redunduncy, accident..I think its a bit expensive for what there offering just wondering if anyone has any feedback on this..

This isn't what is known as mortgage protection, which is the life cover lenders require you to have. I think what you are referring to is mortgage repayment protection. I don't think many people would have this, we had it last year for awhile but it was working out very expensive and we realised there seemed to be a lot of terms and conditions that would make it very difficult for it to be paid out, can't remember who we had it with anymore, we got it through a broker.

The cost of repayment protection went up massively as more & more people lost their jobs & yes it holds a lot of terms & conditions. Possibly not worth the premium

Thank you for replies ladies, think il cancel it.