Owners of old houses- 100 years +

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workingmom Posts: 3429
Should probably be in house and home, but posting here will be quicker.... for any of you who live in old houses that are more than 100 years old, who do you have your house insurance with? our house is very old, and even though it has been fully renovated and restored, when I call the insurance companies, they ask how old the house is, if I say 100 years, they just say they can't quote and hang up on me......I'd like to see if I can get a better quote than I have at the moment, so, who do you have your insurance with, or where can I try?
HippyChic Posts: 1812
Not in this position myself but...finsure.ie do specialist thatched house insurance so maybe give them a try? Also, depending on when your house was built you could contact someone like the Georgian Society and see if they have any insurers that they recommend? HTH :)
BabasFor2012 Posts: 1594
We have ours with Aviva. No idea if they might have changed their policy in the last couple of years though. Our problem was that most companies want certification that the house has been rewired and plumbed in the last 15 years. It has been rewired, but the guy that did it wasn't fully certified at the time (relative), so we didn't have a cert for it, the plumbing is mostly ancient although we have had the tanks in the attic changed in the last few years. The thing is we don't want to spend too much money on the house as it is, it will either need a major overhaul and new extension, or more likely we will build a new house altogether and knock this one as it is rather close to a busy main road. But of course we need to have the money to do that and goodness knows when that will happen.
ohmydog Posts: 47
We organised ours through Wexford Insurances. http://www.formerglory.ie/restoreone-su ... rance.html
snarf Posts: 104
Howdy- we have ours with 123.ie- no questions asked regarding re-wiring certification etc. Only asked the usual house alarm, fire alarm question- cheap as chips as well! Can't believe you're having problems even getting quotes! Are you in a city/town?