18th September 2008 13:55
girls this is gonna be a long rang (with a few tears) so bear with me. I'm having a tough day today and I my eyes are full of tears just ready to flow.
Now dont get me wrong I have the best hubby ever, we're almost married a year, together almost 11 years. He's one of lifes good guys, but God love him he couldn't pay a bill to save his life. We're currently trying to remortgage....
He is in debt to the tune of about 40k. He earns really good money, but at the end of every week he literally has €50 left after paying his bills.
Now he does give me half the mortgage, but things like food, ESB, heating oil, phone bill, petrol, tax, insurance, even pet insurance etc are all left to me. Saving for the baby is left to me.
I earn really good money too, and we built a fab house 3 years ago and everyone (especially hes family) are under the impression that we're loaded.
I dont get maternity pay from work so thats gonna be a big difficulty for us, just copped earlier that my health insurance wont cover my birth as I wont have it long enough, I'm left with next to nothing at the end of every month due to paying for everything, DH works a lot of late nights and comes home absolutely wrecked which leaves me to make dinners, and feed and look after all the dogs and cats.
Just got word the first bank refused our remortgage app due to something dodgy on hubbys credit history that happened with a car loan before he ever met me. As I said he's the best, and he's fully aware of the strain we're under and he's so trying his best to sort it but thats no help to me.
I save about 1k a month....with absolutely no contribution from him - and I have to do that simply because of the babs! Its even killing me to pay for parking every day in work. We cant get a mortgage break because we took that last year to save towards the wedding - which of course i came up with all the rest.
Its just overwhelming me now and I need a good aul bawl.